What Class 3 and Class 4 Shingles Mean for Your Home Insurance

Texas homeowners are no strangers to hailstorms and high winds—and insurance companies know it. That’s why many providers offer discounts for upgrading to impact-resistant roofing materials like Class 3 or Class 4 shingles.

But what’s the difference?

🔹 Class 3 vs. Class 4 Shingles

• Class 3 Shingles: Withstand steel ball impacts at 1.75”

• Class 4 Shingles: Withstand steel ball impacts at 2” — the highest level of impact resistance

Class 4 shingles are engineered to handle hail and debris impact without cracking or splitting. They’re tougher, last longer, and often qualify for insurance premium reductions.

💡 Insurance Companies Love Class 4 Shingles

Some Texas insurance providers offer up to 20% off your premium when you install a Class 4 roof. The reason? It lowers their risk—and yours.

🏠 Should You Upgrade?

If your roof is due for replacement (or you’re filing a claim), it may cost only a little more to upgrade—but it could save you thousands long term.

🔨 Crafted Roofing Installs Class 3 & Class 4 Roofs

We help homeowners choose the best roofing system for their home and maximize insurance discounts. Let us walk you through the process.

📞 Contact us today to ask about Class 4 impact-resistant roofing in Wylie, Weatherford, and surrounding Texas cities.